Wednesday, December 10, 2008

Bob Dole and Medicare

Bob Dole lays out ten different things for people to do about medicare. It describes the advanced features for applying for medicare. Bob Dole describes what seniors should know on applying this october. 

http://www.podcastdirectory.com/podshows/823098

Durbin Medicare Podcast

Durbin states about a recent medicare act was passed. The act will prevent a scheduled medicare payment cut to doctors. 

http://durbin.senate.gov/watchClip.cfm?clipId=09a256a8-a4b2-4283-837c-2dc921e35a24

Tuesday, December 9, 2008

Medicare Basics

I wanted to make sure that i understand completely what medicare is and does so i found myself at this sight and they laid it out great for me, stating "Medicare is health insurance offered by the federal government to people who are older than 65 and eligible. Some younger people who have disabilities, permanent kidney failure or Lou Gehrig’s disease can also qualify. Medicare helps pay for healthcare, but does not cover all medical expenses. The US Medicare system is managed by The Center for Medicare & Medicaid Services."
http://www.medicare.com/medicare-coverage-basics/medicare-coverage-basics.html

Medicare Flaws

I found this website to be interesting because it shows how millions of dollars were given to suppliers who were actually dead. Basically there were fake id's used to steal money from medicare and medicaid. But there is a solution in the near future, "The Centers for Medicare and Medicaid Services and its contractors switched to a new ID system in May that will wipe away many of those outdated codes, but unless broader changes are implemented, the same problems of potential waste and fraud will arise again, the investigation found."
http://www.ajc.com/metro/content/news/stories/2008/07/09/nation.html

Monday, December 8, 2008

Are medicare and medicaid the same?

I was not sure if medicare and medicaid were the same thing so i searched to this sight and found that they are not."You may think that Medicaid and Medicare are the same. Actually, they are two different programs. Medicaid is a state-run program that provides hospital and medical coverage for people with low income and little or no resources. Each state has its own rules about who is eligible and what is covered under Medicaid. Some people qualify for both Medicare and Medicaid. For more information about the Medicaid program, contact your local medical assistance agency, social services or welfare office."
http://www.ssa.gov/pubs/10043.html#part2

Medicare A B D

From Centers for Medicare And Medicaid Services, is the three differnt branches of medicare described:Part A Hospital Insurance - Most people don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits.

Part B Medical Insurance
 - Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors' services and outpatient care. It also covers some other medical services that Part A doesn't cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary.

Prescription Drug Coverage - Most people will pay a monthly premium for this coverage. Starting January 1, 2006, new Medicare prescription drug coverage will be available to everyone with Medicare. Everyone with Medicare can get this coverage that may help lower prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. Beneficiaries choose the drug plan and pay a monthly premium. Like other insurance, if a beneficiary decides not to enroll in a drug plan when they are first eligible, they may pay a penalty if they choose to join later.

http://www.cms.hhs.gov/MedicareGenInfo/

Thursday, December 4, 2008

What is Medicare?

According to Google, Medicare is, "A US Government health insurance plan that provides hospitals, medical, and surgical benefits for persons age 65 and older and people with certain disabilities." Although it seems simple, the Medicare system is actually quite complex. It contains a series of different parts with different health benefits. These three parts are called Medicare A, B, and D. You can only obtain Medicare if you are a legal US citizen as well.